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    In the past 10 years when filing your income tax returns, have you had years when your income was over $20,000 per year?

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    London, O.N.

    I totally recommend TNDS! You've got absolutely nothing to lose by speaking with them. I experienced every road block that was possible. After patience, encouragement and support from Shane and his team, I have since been approved, received a refund from CRA and am now in the process of maximizing the benefits available to me through the RDSP.

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