Irritable Bowel Syndrome (IBS) can have a profound impact on a person's life, making even the most basic daily activities a challenge. At a point, the effects of this condition can leave people asking themselves, "Is IBS a disability?"
We've put together helpful information to understand IBS, its impact, and the potential for qualifying for financial aid like Canada's Disability Tax Credit. Read on to gain a better understanding of IBS, its impact, and how you may be eligible for assistance.
Did you know that Canada has the highest rate of IBS in the world?
Irritable Bowel Syndrome (IBS) affects 18% of Canadians every year. It presents a range of symptoms, including abdominal pain, bloating, gas, diarrhea, and constipation. The severity and duration of these symptoms can vary greatly among individuals.
There are two primary subcategories of IBS:
There are no known diagnostic markers and the exact cause of IBS remains unknown. Causes likely involve a complex interplay of factors, such as genetics, environment, and lifestyle. Triggers for IBS flare-ups can be highly individualistic and may include certain foods, stress, hormonal fluctuations, and even changes in gut bacteria.
Currently, there is no cure for IBS but is treated with medications, diet, and lifestyle interventions which may help curb symptoms or flare-ups.
Living with IBS can be a challenging and often frustrating experience for those affected. The unpredictable nature of the condition means that individuals may have to cope with sudden flare-ups. These flare-ups can lead to a reduced quality of life and a significant impact on daily routines.
70% of those with IBS say that their symptoms interfere with their everyday life, and 46% report missing school or work due to their symptoms.
On top of the physical symptoms like pain, cramping, and bloating, 40% to 60% of IBS suffers also deal with psychological symptoms like anxiety and or depression.
IBS sufferers may find themselves needing frequent breaks or access to a washroom at a moment's notice, which can be disruptive and, at times, embarrassing.
Living with IBS can lead to a considerable time commitment due to the increased frequency and duration of bathroom visits. Individuals with IBS may spend three times longer (or more) than the average person managing their IBS symptoms. (If that sounds like you, read on to learn about the Disability Tax Credit.)
Navigating the complexities of IBS can be an emotional and physical roller coaster, leaving many wondering, "Is IBS a disability?"
Yes, IBS can be recognized as a disability. But the diagnosis alone is not enough to qualify for disability services.
The classification of IBS as a disability often depends on the severity of its impact on the individual's daily life and ability to perform essential tasks. While some people may manage their symptoms effectively with diet and lifestyle adjustments, others may experience severe disruptions to their everyday routines.
In certain cases, when IBS significantly affects one's ability to maintain a job, participate in social activities, or complete day-to-day functions, it may be recognized as a disability.
When it comes to the Disability Tax Credit, individuals suffering from IBS may be eligible under the category of "Elimination." To qualify for this support, the person affected must meet the following criteria:
- Their condition impacts them at least 90% of the time
- They need an extraordinary amount of time (three times longer than the average person) to manage this aspect of daily living
If you find yourself using the bathroom 3 times more frequently than the average individual or experiencing prolonged visits due to pain and cramping, you might be eligible for the Disability Tax Credit.
If you or a loved one is affected by IBS and meets the requirements listed above, you might be entitled to a substantial refund from the Canadian Government.
The Disability Tax Credit may allow you to retroactively claim for up to the past 10 years, potentially leading to a significant payout of up to $40,000.
Designed for Canadian taxpayers with a disability, the Disability Tax Credit is a non-refundable tax credit. (Meaning, your refund is based on your taxable income or that of a supporting family member/spouse). The program was designed to provide financial relief for individuals with disabilities and their families.
And it gets better!
Once an individual is DTC-certified, they may become eligible for a Registered Disability Savings Plan. This program offers up to $90,000 in grants and bonds, serving as an exceptional resource for retirement planning.
True North Disability Services is committed to guiding Canadians through the Disability Tax Credit application process. Working with our DTC experts significantly improves your chances of approval, and you can leave the challenging part to us.
Our skilled team assists clients with application completion, obtaining supporting documentation, and liaising with the Canada Revenue Agency on your behalf.
Our risk-free, no-upfront-cost approach ensures your peace of mind. With years of experience, True North Disability Services strives to maximize clients' disability tax credit returns, providing meaningful and transformative financial relief.
For more information on the Disability Tax Credit, feel free to contact us today!
Click here to schedule a consultation.
Determining whether IBS is a disability depends on its impact on an individual's life and their ability to perform daily tasks. While some may manage their symptoms easily, others face significant challenges, disruptions, and time commitments.
It's essential for those affected by IBS to be aware of the possible financial support, such as the Disability Tax Credit, available to improve their quality of life.
Each case is unique, and reaching out to experts like True North Disability Services can provide guidance and assistance in navigating the complex world of disability benefits.