They have been absolutely fantastic for us. When we first heard about this company we seriously questioned it, sounded too good to be true but we still pursued it. Yes, our family doctor would not approve us but we went to a different Doctor Who understood our circumstances and approved our request. We filled out our papers and send them off to True North and they did all the rest. Before we knew it they approved us and we were sent a check for both my husband and myself. They are a legitimate company and they do work for you. We do highly recommend this company. Just so you know we are not getting anything for saying this about them they are True.